Flood Plain Information

Did you know that in the life of a 30-year mortgage there is a 26% chance of flooding if your property is located in the floodplain?Flooding typically occurs between January and April so the season is coming! There are things you can do to protect your family and your property from flood damage.  To find out if you are in a floodplain, you can call City Hall at 281-470- 5058 and speak with 
our Floodplain Administrator Bob Eng. Bob or his staff would be happy to answer any questions you may have and are a wealth of knowledge for resources to help you prepare!

The City works with the Federal Emergency Management Agency (FEMA) and City residents to reduce risk from flood damage, and to reduce long-term flood damage.

Here are some things you can do now to be prepared:

1. Prepare for flooding by doing the following:
  • Know how to shut off the electricity and gas to your house when a flood comes. 
  • Make a list of emergency numbers and identify a safe place for your family and pets to go during the flood. Consider adding these numbers to those in your cell phone. 
  • Make a household inventory.
  • Put insurance policies, medicines, valuable items and papers, etc. in a safe place on an upper floor. 
  • Collect and put cleaning supplies, camera, waterproof boots, etc. in a handy place. 
  • Keep a full tank of gas in your car if evacuation seems likely. 
  • Develop a disaster response plan. For more information, please see the Red Cross website, www.redcross.org/prepare/location/home-family/plan, and view "Make a Plan." 

2. Consider some permanent flood protection measures:
  • Mark your fuse or breaker box to show the circuits to the floodable areas. 
  • Consider elevating your house above flood levels. 
  • Check your building for water entry points. These can be doors and dryer vents. These can be protected with temporary shields. 
  • Install a floor drain plug, standpipe, overhead sewer, or sewer backup valve to prevent sewer backup flooding. 
  • More information can be found in Homeowner’s Guide to Retrofitting: Six Ways to Protect Your House from Flooding, accessible online at http://www.fema.gov/library/viewRecord.do?id=1420. 

3. Get a flood insurance policy.
  • Homeowner's insurance policies do not cover damage from floods. However, because City of La Porte participates in the National Flood Insurance Program, you can purchase a separate flood insurance policy. This insurance is backed by the Federal government and is available to everyone, even properties that have been flooded. Because City of La Porte participates in the Community Rating System, you will receive a reduction in the annual premium. 
  • There are two types of flood insurance policies-one for the structure and another for the contents. Many people purchase flood insurance because it was required by the bank when they accept a mortgage or home improvement loan. Often they have purchased just coverage for the building's structure. During many kinds of flooding, there can be more significant damage to the furniture and contents than there is to the structure, so be sure you have correct amount of contents coverage. 
  • Do not wait for the next flood to buy insurance protection. In most cases, there is a 30-day waiting period before National Flood Insurance Program coverage takes effect. 

We would like to help you reduce the risk to life and property that can continue when property owners fail to take steps to prepare for floods. Please consider taking the actions we've outlined above, and give us a call if you have any questions.

Bob Eng, P.E.
City Engineer/Floodplain Administrator